Filing for Social Security: What distribution strategy will work for you?

About 8,000 Americans reach the traditional retirement age of 65 every day, according to AARP. If you’re one of these preretirees, you have a lot of decisions to make about your retirement finances — including when you should start receiving monthly Social Security retirement benefits

Estate planning is STILL important…

Now that there’s a $5.34 million federal estate-tax exemption — and the exemption is portable between spouses — many people don’t see a need to do estate planning.* But planning is important even if you don’t expect the IRS to take a share of your estate. Here are so

Should You Have a Living Trust?

Maybe you’ve heard ads touting living trusts, or you know someone who has one and wonder if you should, too. A living trust can be a useful planning tool, but make sure you understand what it can and can’t accomplish before you decide to make one part of your estate plan.   WHAT IS A

Caution: This Estate Includes IRD

Here’s a fictional story you may find interesting if you’re planning your estate. Ted’s Tale Ted was a successful executive. He had a large estate when he died, all of which he left to his two children, Tina and Tom. Under Ted’s estate plan, Tina will receive land valued at $1 million

Saving for Retirement — Tax Benefits Can Help

Setbacks in the financial markets and a long road to economic recovery haven’t made the job of saving for retirement any easier. But if you have a 401(k) or similar retirement savings plan at work, there is some good news: The basic tax benefits you receive as a plan participant are s